![]() It’s safe to say that on a normal payday, direct payments from Chime arrive in your Chime account around 9:00 AM Eastern Standard Time (EST). Wages, tax rebates, and other perks are all paid by direct deposit. Because money is electronically delivered, there is no need to wait for them to clear. Learn moreĪn ACH is a name for this type of network (ACH). To transmit payments between institutions, direct deposit necessitates the use of an electronic network. Instead of a physical check, direct deposit is the computerized transfer of funds into a bank account.
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